Stephen A. Stack
Masters of Science in Financial Services
Chartered Life Underwriter®
Chartered Financial Consultant®
Retirement Income Certified Professional®
Master Certified Estate Planner®
Certified Social Security Claiming Strategies
Stephen Stack has more than 36 years of experience providing financial guidance to affluent clients, including those with complex situations such as privately-held business ownership, appreciated farmland, foreign holdings, and potential estate tax liabilities.
Developing retirement and estate plans that provide peace of mind.
Steve specializes in financial and estate planning design for affluent business owners, farmers, and retirees in North Carolina. He draws on over three decades of experience to address financial and estate planning concerns that include:
Retirement Income Planning
Even affluent Americans worry about running out of money. Utilizing his knowledge and experience as a Retirement Income Certified Professional® (RICP®), Steve shows his clients how they can generate income streams that cannot be outlived. Steve completed the three college level courses and three (2)hour exams that satisfied this designation in June of 2016.
As a Chartered Financial Consultant® (ChFC®), Steve understands how to use the tax laws to help his clients minimize their tax obligations through tax awareness
Social Security Planning
Certified in Social Security Claiming Strategies, “CSSCS”, Steve can evaluate all the nuances in the Social Security system to enhance your retirement planning.
Peace of Mind
If watching the news causes anxiety about your finances, it is time to focus on wealth preservation and asset protection. Steve works with clients to achieve the seemingly elusive objective of peace of mind.
Affluent seniors need financial advisors that are competent analyzing and suggesting sophisticated estate planning and asset protection strategies. Steve is a specialist and helps his clients achieve the desired distribution of their estates to family members, churches, and charities in the most efficient manner.
Steve’s agricultural upbringing, extensive education, and life experiences make him an ideal source for answers to your financial and estate questions. He provides those answers as part of the five-step financial planning process.
Education & Credentials
Steve attended the State University of New York in Plattsburg from September 1969 to January 1972 focusing on Behavioral Sciences.
Chartered Life Underwriter® (CLU®)- 1987
Steve earned his CLU from the American College in 1987 He is licensed to offer life insurance in North Carolina, Virginia, South Carolina and Florida.
Chartered Financial Consultant® (ChFC) – 1988
10 College Level Courses
Strayer University – Steve earned a BSBA from Strayer in 1993
Master Certified Estate Planner® (MCEP®) – 2005
Steve earned his MCEP designation from the National Institute of Certified Estate Planners (NICEP) 2005.
Institute of Business and Finance, La Jolla CA – MSFS (Master’s of Science in Financial Services)- 2010
Steve earned his MSFS from the Institute of Business and Finance in La Jolla, California. With a Master’s Degree in Financial Services (MSFS), Steve uses his knowledge and experience to identify alternatives to conventional asset allocation strategies.
Certified Social Security Claiming Strategies® (CSSCS)-2014
Steve was one of the first advisors in the country to obtain this designation after realizing what a vital part the Social Security benefit can play in a properly structured retirement plan.
Retirement Income Certified Professional® (RICP)- 2016
Steve has lived in Durham since 2002 and married Anne in May of 2015. He enjoys racquetball and is always looking for a good game, especially when he is on the road. He has also coached youth baseball, basketball, soccer and is an avid hockey fan. Steve is a co-author of The Winning Way with Brian Tracey.
Contact Steve in at 919-679-HEFS (4337) firstname.lastname@example.org
B.S. BUSINESS ADMINISTRATION
CERTIFIED SOCIAL SECURITY CLAIMING STRATEGIES
Don Fleming specializes in Real Estate, Credit Restoration Services, and is an Associate Planner with over 28 years of experience in the Financial Services Industry. He currently works with individuals, families, and a select group of entrepreneurial business owners whereby he utilizes prudent financial strategies to help build, protect, and manage their wealth. Throughout his planning process, Don ensures that the implemented strategies are closely aligned with his client’s interests and goals. This process invariably goesbeyond the most common disciplines of investments and insurance.
Prior to partnering with Homeland Estate & Financial Services, Durham NC., Don earned his B.S. degree in Business Administration from the University of Pittsburgh in 1989. After graduation he worked his way through the ranks of Morgan Stanley in which he became a VP in Equity Sales and Trading. His duties as a manager included research sales coverage in which he provided value added sales trading ideas to institutional and hedge fund clientele. After having a rewarding 16 year career at Morgan Stanley, Don shifted his client focus to the retail side of the industry. He was able to leverage his experience and expertise whereby he became a Certified Registered Investment Advisor at Merrill Lynch and then afterwards with Mass MutualInvestor Services.
Don and his family currently reside in Chapel Hill, NC., in which he is an active basketball coach, a proud New York Giants/Yankees fan, and an avid home theater audiophile. Because of his strong Christian values, Don devotes his additional time to his Church, the YMCA, and the Boys and Girls Club of Durham & Orange Counties.
Contact Don at 919-679-HEFS (4337) or email@example.com
B.S. Business Administration
Certified Social Security Claiming Strategies
Establishing a plan to succeed
Marcus is originally from Chesapeake, VA with roots in North Carolina now for over 20 years. He has 6 beautiful children and a wife and is very family oriented. After graduating from East Carolina University in 2012, Marcus officially began his financial career by educating people about the power of establishing and maintaining good credit. After a period of time he found himself in front of his professional mentor at Homeland Estate and Financial Services.
He once pledged to serve our country’s Navy Combat Team as a Seabee. He completed his 8 year obligation with one tour to Afghanistan. He never relented and maintains his commitment to carrying the CAN DO attitude from his service career, along with the motto, “With compassion for others, we build, we fight for peace with freedom” to now assist in planning and achieving a better life for the many Americans who seek this way of life.
Contact Marcus at 919-679-HEFS (4337) or firstname.lastname@example.org
Anne Stack, CSSCS, Notary
Director of Operations
As Director of Office Operations, Anne was instrumental in the 2015 opening of the Consultus office in Durham. Prior to Consultus, she worked for Homeland Estate and Financial Services, where she became a licensed agent in March, 2014.
Anne is from West Seneca, New York. She moved her drapery business of 26 years from West Seneca to Pittsboro, North Carolina in 2012. Her experience as a business owner makes her well suited to manage branch operations, where she works along side her husband, Steve Stack.
Anne is the mother of three, and grandmother to three, adorable little boys. She enjoys traveling the world.
Contact Anne at 919-679-HEFS (4337) or email@example.com
Mark E. Patty
Certified Estate PlannerTM
Mark is from Shelby, NC. He has been in the financial planning business for 10 years and founded his own company, Southeastern Financial Resources, LLC. He is a member of the BBB and an approved member of NEB. Mark is also an Enrolled Agent and can help with tax issues.
Email Mark: firstname.lastname@example.org
Retirement Income Certified Professional® (RICP)
The RICP educational curricula is the most complete and comprehensive program available to professional
financial advisors looking to help their clients create sustainable retirement income. These courses help advisors master retirement income planning, a key focus area not fully covered in other professional designation programs.
Master of Science in Financial Services® (MSFS)
This education provided the designee with the tools needed to analyze, plan and implement integrated financial and life strategies for affluent couples and individuals.
Chartered Financial Consultant® (ChFC)
A series of nine rigorous exams from The American College in Bryn Mawr, Pennsylvania are required. The ChFC is recognized as the most extensive financial planning credential in the industry.
Chartered Life Underwriter® (CLU®)
This is the world’s most respected designation of insurance expertise, and is a must-have designation when working with estate distribution planning, business succession planning, and funding estate tax liabilities.
Master Certified Estate Planner® (MCEP®)
Among other issues, this advanced course teaches the estate planning professional on assisting the client through the settlement process and the ultimate transfer of wealth to the next generation(s). It also addresses the pitfalls and nuances of asset protection for those whose wealth and assets are exposed to higher risk. Problematic family dynamics, the use of
sophisticated trusts, and business entities are also explored.
Certified Social Security Claiming Strategies® (CSSCS)
The only comprehensive retirement training in the financial services industry focused exclusively on educating professionals on the nuances of Social Security retirement